Grant VanOrsdol originally joined RCB Bank in 2023 as a teller and was quickly promoted to Customer Service Representative (CSR). We are proud to announce his promotion to Retail Coordinator. In this role, Grant supports tellers and other CSRs, ensuring customers receive exceptional service while maintaining the highest standards of bank policy and procedure. While…
RCB Bank is proud to announce the promotion of two outstanding leaders. Gregg Conklin Promoted to EVP, Regional President Gregg Conklin has been promoted to Executive Vice President, Regional President, overseeing operations across 13 markets in the Community Region including Vinita, Langley, Monkey Island, Bartlesville, Blackwell, Cushing, Drumright, Caney, Arkansas City, Winfield, Wellington, Oxford and…
When shopping for a mortgage, understanding the Annual Percentage Rate (APR) is essential to grasping the true cost of your loan. While the interest rate tells you how much you’ll pay each year to borrow the principal, the APR goes further by including not just the interest, but also most fees and other charges associated…
Property taxes are a significant part of homeownership, directly influencing your monthly expenses and long-term financial planning. Here’s what homeowners need to know about how these taxes are calculated, collected and paid-especially when a mortgage is involved. Property taxes are determined by multiplying your home’s assessed value by the local tax rate. The assessed value…
Homeowner’s insurance is a crucial safeguard for both your investment in your home and the lender’s financial interest when you have a mortgage. This insurance provides a financial safety net against unexpected events such as fire, theft, storms and other covered perils, ensuring that you are not left to bear the full cost of repairs…
Homebuyers in 2025 face a challenging landscape: home prices are expected to keep rising, though at a slower pace, and mortgage rates remain elevated, hovering near 7%. Inventory is improving but still below balanced market levels and affordability remains a top concern for many Americans. While waiting for a dramatic drop in prices or rates…
In today’s unpredictable world, an emergency fund is a cornerstone of financial security for every family. An emergency fund is a dedicated pool of savings set aside specifically for unexpected expenses like medical bills, urgent car repairs or sudden job loss preventing reliance on high-interest credit cards or loans in a crisis. This financial buffer…
Toll tag text fraud is on the rise, targeting unsuspecting drivers across the United States. Scammers send fraudulent text messages claiming unpaid tolls and demanding immediate payment to avoid penalties. These messages often include links leading to phishing websites designed to steal personal and financial information, such as credit card details or driver’s license numbers….
Account takeover (ATO) attacks have evolved significantly in the age of automation, posing a growing threat to individuals and organizations alike. Automation tools, powered by artificial intelligence (AI) and machine learning (ML), now enable cybercriminals to scale their operations, bypass traditional defenses and execute sophisticated attacks with minimal effort. [1] One prevalent technique is credential stuffing,…
The interest rate on your mortgage plays a pivotal role in shaping your monthly payments and the overall cost of your loan. Beyond the percentage itself, understanding how interest is calculated and the differences between fixed and variable rates can help you make informed financial decisions. How Interest is Calculated Mortgage interest is calculated monthly…
Synthetic identity fraud has emerged as the fastest-growing form of financial crime, surpassing traditional credit card fraud and identity theft. This sophisticated scheme involves creating fictitious identities by combining real and fabricated personal information, posing a significant threat to financial institutions and individuals alike. Fraudsters typically begin by obtaining authentic personal data, often focusing on…
The increasing accessibility of artificial intelligence (AI) tools has made it easier for scammers to create deepfakes that are difficult to distinguish from genuine content. This poses a significant challenge for individuals and organizations trying to protect themselves from these sophisticated attacks. Deepfake technology is powered by AI and has become a significant threat for 2025,…
If you receive a call or text from RCB Bank requesting information of any kind, hang up and call your local branch or a verified RCB Bank phone number.
The Bank will be closed on Monday, October 12th in honor of Columbus Day & Indigenous Peoples’ Day. Click here for a list of all holiday closings.