Current Rate Information
Effective 12/20/24

   Interest Rate
 
APY
Annual Percentage Yield
Checking      
   My Advantage (Tier 2) 0.01% 0.01%
   My Advantage (Tier 1) 2.47% 2.50%
   My Money Mkt (Under $2,500) 0.00% 0.00%
   My Money Mkt ($2,500-$49,999) 0.10% 0.10%
   My Money Mkt ($50,000-$99,999) 0.40% 0.40%
   My Money Mkt ($100,000 & Above) 1.19% 1.20%
Checking Disclosure
• Rates may change after the account is open.
• Variable rates may change at any time.
• Minimum deposit to open My Money Market account is $2,500.
• A paper statement fee may be applied, see Truth in Savings
  Disclosure for full product details.
• Fees could reduce earnings.
• Minimum balance required to earn APY on myAdvantage is $100.
• Minimum balance required to earn APY on my Money Market is the
  minimum balance in each applicable rate tier shown above.

Savings      
   Regular & Kids 0.50% 0.50%
Savings Disclosure
• Rates may change after the account is open.
• Variable rates may change at any time.
• A paper statement fee may be applied, see Truth in Savings
  Disclosure for full product details.
• Fees could reduce earnings.
• Minimum balance required to earn APY on Regular Savings and Kids
  Savings is $100.

CDs $1,000 Minimum      
   30 Day 0.10% 0.10%
   91 Day 3.45% 3.51%
   182 Day 3.69% 3.75%
   12 Month 3.49% 3.55%
   18 Month 2.23% 2.25%
   18 Month Variable 2.13% 2.15%
   24 Month 2.96% 3.00%
   25 Month Pop-up 2.47% 2.50%
   36 Month 2.96% 3.00%
   48 Month 3.20% 3.25%
   60 Month 2.72% 2.75%
CDs $1,000 Minimum Disclosure
• A penalty may be imposed for early withdrawal.
• Variable rate may change after the account is open.
• Interest rates are accurate as of date shown.
• Fees could reduce earnings.

IRA Roth and Education $250 Minimum      
   12 Month 3.49% 3.55%
   18 Month 2.23% 2.25%
   18 Month Variable 2.13% 2.15%
   24 Month 2.96% 3.00%
   25 Month Pop-up 2.47% 2.50%
   36 Month 2.96% 3.00%
   48 Month 3.20% 3.25%
   60 Month 2.72% 2.75%
IRA Roth and Education $250 Minimum Disclosure
• A penalty may be imposed for early withdrawal.
• Variable rate may change after the account is open.
• Interest rates are accurate as of date shown.
• Fees could reduce earnings.