Mobile Deposit – Business
Stay in the moment. Deposit checks from your phone.
At the office or on the road, Mobile Deposit allows you to deposit checks to your small business account using your smartphone or tablet.
Requirements38
- Customer must be an owner/signer on the account
- Account must be in good standing and no more than three (3) chargebacks in a 6-month period
- Must be enrolled in online banking
- Must have the RCB Bank mobile banking app installed on your iPad®, iPhone® or Android™ device
Check Deposit Guidelines
- Daily and monthly deposit limits apply
- Limit of 100 deposits per month
- 7:00 p.m. cut off time (see funds availability below for details)
- Please keep deposited checks for 60 days before destroying
- You will receive approval messages via text and email
- Checks must be payable to the account owner
- Must sign the back of the check with a “For Mobile Deposit Only to RCB Bank” endorsement
- The endorsement on the back should match how the check written. For example, if it is written to Jonathan Smith, it should be endorsed Jonathan Smith.
- Checks written to a business should be endorsed with the business name. For example, a check written to John’s Flower Shop, should be endorsed as John’s Flower Shop.
Items that CANNOT be deposited
- 3rd party checks
- Foreign checks
- Bonds
- Returned or re-deposited items
- Rebate checks
- May not be able to image money orders