Bounce Protection is a discretionary overdraft service, requiring no action on your part that provides access to an automatically assigned overdraft limit covering your transactions that reach beyond the amount in your account. Your Bounce Protection limit may be available for checks and other transactions made using your checking account number or automatic bill payments. Also, at your request for Enhanced Bounce Protection, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.
You can opt in to enhanced bounce protection allowing RCB Bank to authorize and pay overdrafts on your ATM and everyday debit card transactions:
- At any RCB Bank location
- By completing the Enhanced Bounce Protection Election Form. You can submit it the following ways:
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- Mail it to RCB Bank, Attention: Exception Item Processing, P.O. BOX 189, Claremore, OK 74018
- Bring it to your local branch
