Consumer Loans

Lending that takes you places. Personal loan solutions made to fit you.

  • Begin Application

Financing options to meet your individual needs. We take the time to understand your goals and help you find the best financing solutions.

A promotional auto loan advertisement featuring a smiling young girl leaning out of the back seat window of a red SUV while an adult woman drives. The image uses bright natural sunlight and a warm travel-themed design. Large headline text reads “Hit the road” with “road” in gold script font. The ad promotes “Consumer Auto Loans as low as 4.23% APR” with bold oversized gold numbers highlighting the interest rate. Smaller text at the bottom reads “New | Used | Refi.” The background shows an outdoor scenic landscape with soft mountains and open-road vibes, emphasizing family travel, car ownership, affordable financing, vehicle refinancing, and road trip freedom.

Hit the road or let your adventure begin with the help of our annual consumer loan promotion! For a limited time only, lock in an APR as low as 4.23% APR on title-secured vehicles or 5.23% APR on boats, RVs, ATVs and motorcycles.45


Consumer Title-Secured Loans32 – New or Used

  • Auto
  • Boat
  • RV
  • Motorcycle
  • UTV/ATV

Contact us for questions on title-secured loans.

Apply today by clicking the Begin Application button below

Other Consumer Loan Options:

  • Home purchase, refinance, or improvements/remodel
  • Home construction or bridge
  • Lot or acreage
  • General consumer loans

Get in touch with a lender today

Required Documentation for Online Applications:

  • Current Driver’s License

Depending on the loan request, you may be asked to provide:

  • Purchase Agreement, Sales Invoice, Bill of Sale
  • Payoff Information, Wire Instructions, Cashier’s Check (Payable To)
  • Copy of Title
  • Lien Release
  • Most recent paystub, income verification

Ask About Payment Protection

Covers you in case of accident, injury, illness or death.

Credit Life, Credit Disability, and GAP Insurance are optional products and are not required for loan approval. Product costs vary based on loan terms. Qualifications and restrictions apply. For specific questions regarding your personal lending needs, please call us at 855-BANK-RCB. Equal Housing Lender NMLS #798151.

Like what you see? Get in touch to discuss your options today.

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