Earn a Premium Interest Rate on balances up to $10,000.
Annual Percentage Yield (APY) accurate as of 01/08/2026 and subject to change at the bank’s discretion. Rate may change after the account is opened. To obtain premium interest rate, must meet monthly reward requirements and have minimum balance of $100 to earn disclosed APY of 5.00% on balances up to $10,000.00. Balances $10,000.01 or more, or the entire balance if monthly reward requirements are not met, will earn .01% APY. Fees, terms, and conditions may apply. Fees may reduce earnings. Member FDIC
Rewards
- Premium Rate: $0-$10,000.00 if qualifications are met
- Base Rate: Balances $10,000.01 or greater, or the entire balance if requirements are not met
Check Current Annual Percentage Yield (APY)
Requirements 23
- $100 minimum balance to open account
- Use your debit card for at least 15 purchases greater than or equal to $10.00 per statement cycle
- Have at least one ACH credit per statement cycle
- Receive eStatements (Visit our eDocuments page for more information)
- Maintain a minimum daily ledger balance of $100.00 or more
Required Documentation
- Valid Permanent Government-issued Photo ID
- Cannot be expired or temporary
- Address
- Cannot be temporary housing
- A physical address must be provided, even if a PO Box is used as the mailing address
- Date of Birth
- Social Security Number or Employer Identification Number
- Information on Payable on Death appointees (need their date of birth or social security number)
