Retirement Plan Services

Do you have a plan?

Choose the right fiduciary partner for your retirement plan.

We offer the highest level of fiduciary protection and investment management in the industry.

Let us help:

We’ll consult to help you design a plan that fits the needs of your business and its employees. Then, we’ll administer your plan with the expertise only we can deliver.

Already have a company retirement plan? Let us evaluate your plan at no cost and we’ll let you know how we can make it better.

Investment Management

RCB Bank will:

  • Select a carefully screened menu of funds. Your plan’s participants will be able to select funds to build their own portfolios according to their needs and risk tolerance.
  • Assume liability and responsibility for the prudence of the investment platform.
  • Monitor the menu on an ongoing basis and replace underperforming funds if needed.
  • Create and maintain an Investment Policy Statement (IPS) to ensure the plan’s fund menu meets the pre-determined objectives and is compliant with applicable law.

Plan Consultation

RCB Bank will analyze the current features and benefits of your company’s plan and work with you to customize your plan for maximum performance. We look at the following areas:

  • Matching contributions
  • Eligibility
  • Profit sharing
  • Vesting
  • Investment choices
  • Loans and hardships
  • Employee communication
  • Cost control

Employee Education & Consultation

RCB Bank takes a multi-level approach to employee education and consultation regarding their retirement plan options and support that includes:

  • Initial enrollment education
  • Ongoing investment and goal-setting educational sessions
  • One-on-one retirement planning sessions with phone, email and in-person assistance
  • Marketing materials such as payroll stuffers and e-mail blasts
  • Customized presentations for your employees that reinforces the importance of preparing for retirement and the value of your company’s retirement plan.

Why RCB Bank?

We are experienced.

In addition to our years of experience, we hold several highly recognized credentials including Certified Plan Fiduciary Advisor (CPFA), Chartered Financial Analyst (CFA®), Certified Financial Planner (CFP®), Certified Trust and Fiduciary Advisor (CTFA), Accredited Investment Fiduciary (AIF), Chartered Financial Consultant (ChFC®)and Registered Financial Consultant (RFC®).

We tailor investments uniquely to you.

We are client-focused. We ask questions, listen and then develop tailored investment solutions to meet your company’s unique needs. We manage your investments based on communication, sound fundamentals and prudence.

We are committed to your goals.

Your goals are our priority. As a fee-only trust organization, we have no bias toward any investment product or security. We always act in your best interest.

Our mission is two-fold:
• Meet your corporate objectives
• Place your employees on a financial path toward an enjoyable retirement.

We offer much more than investment management.

RPS matrix

This chart is an illustration of the Fiduciary Hierarchy under ERISA. Investment products are not insured by the FDIC. Not a deposit or other obligation of, or guaranteed by the depository institution. Subject to investment risks, including possible loss of the principal amount invested. Ask for details. REV 21-15799

Get started with us:

Kelly Hutchinson

Kelly Hutchinson
CPFA

Retirement Plan Services
700 E. 30th Ave.
Hutchinson, KS 67502

Joe Cruz

Joe Cruz

Retirement Plan Services Consultant
700 E. 30th Ave.
Hutchinson, KS 67502