If you receive a call or text from RCB Bank requesting information of any kind, hang up and call your local branch or a verified RCB Bank phone number.
Loan Promo
Rates as low as 4.23% APR32
for Consumer Auto Loans
Rates as low as 5.23% for Consumer Recreational Loans
Apply OnlineRates as low as 4.23% APR for Consumer Auto Loans.32
To qualify for the promotional loan rate, an automatic debit of monthly payment from an RCB Bank checking or savings account is required.
You can begin your application by clicking below and selecting the loan type from the drop down menu.
Frequently Asked Questions
How do I submit an online application?
- Click any Apply Online button on this page.
- You can also visit rcbbank.bank and click Apply Now under Loan Promo.
How long will it take before someone contacts me once I have submitted my completed application?
Our Loan Officers are working online requests as quickly as possible and will contact you during normal business hours and typically within one hour upon receipt of your completed application. Due to the high volume of applications, it may take longer.
I’m having trouble completing my online application. Who can I contact?
Please feel free to send an email with your contact information and issue to our online help desk at [email protected] and a representative will contact you as quickly as possible during normal business hours.
How can I check the status of my online application?
- If you submitted a joint application, please make sure that your joint applicant has completed their section as well. The joint applicant will receive an email as soon as the primary borrower has completed their part and clicked Finish. RCB Bank will receive the completed application once BOTH parties complete their sections and click Finish.
- A Loan Officer will send you an email typically within one hour upon receipt of your completed application so you will have their contact information to request an update if needed.
- If you have not heard from a Loan Officer within 24 hours, please feel free to email [email protected] to request an update.
I’m completing the online application on my phone and can’t see some of the fields.
It may be helpful to turn your phone sideways and zoom in by pinching your fingers apart on the screen. It may also be easier to view on a tablet or PC. Please feel free to visit one of our branches if you are not able to complete the online application.
What are the exclusions to the loan promo?
- No loans with multiple pieces of collateral. (Exceptions are loans with matching, same year, identical watercraft, for example Jet Skis.)
- No utility trailers or horse trailers.
- No individual boat motors or go-karts.
- No salvage, rebuild/prior salvage or Lemon Law/Dealer Buyback Titles.
- No loans to a business entity and/or pledged collateral owned by them.
- No single pay loans.
- No electric vehicles under the loan promotion.
Looking for a boat or recreational vehicle? Rates as low as 5.23% APR for Consumer Recreational Loans.32
Ask about Payment Protection
Payment Protection covers you in case of accident, injury, illness or death.
Non-deposit products are not insured by the FDIC; are not deposits; and may lose value.
Credit Life
Pays off your loan if you die.
Credit Disability
Makes payments on your loan if you become ill or injured and cannot work.
Guaranteed Asset Protection (GAP)
Pays off remaining loan balance after insurance settles if you’re in an accident.
