Your account has an earnings credit. This means you will accrue credit on your daily balance to help offset any service charges against the account. The earnings are a credit to offset charges and are not paid as interest. The amount of the credit cannot exceed the service charge.
If you receive a call or text from RCB Bank requesting information of any kind, hang up and call your local branch or a verified RCB Bank phone number.
eBusiness Analysis
You've earned this.
Let our account work for you.
Offset account charges with an earnings credit and receive item images with your monthly statement.
Overview 5
- $250 minimum opening deposit
- $7 monthly service charge
- Transaction fee – deposit/withdrawal – $0.15 each
- Business debit card
- Card Management Tools
- Verify Card Fraud Alerts
- No ATM transaction fee
- eStatements are free;
- A commercial paper statement fee will be assessed for accounts receiving a paper statement.
Required Documentation
- SS4 document providing EIN # (or filed tax return)
- Signed Operating Agreement (LLC) or Articles of Incorporation (INC) or other documentation outlining Business/Organization.
- Meeting minutes (if applicable)
- Information on all signers: Name, DOB, SSN, Address, Valid ID, MMN, PW, email
- Registered with Secretary of State or other appropriate agency
Items Deposited
Transit Items
- 0-499 items – $0.10 each
- 500-999 items – $0.09 each
- 1,000-4,999 items – $0.08 each
- 5,000 items or more – $0.07 each
On-Us Items
- On-Us Item Deposit Fee – $0.05 each
