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• Quarterly Service Charge – $0 (if balance remains above $25 all days of cycle)
• Minimum Opening Deposit – $100 *
• Minimum Balance to Avoid Service Charge – $25
• Must maintain a minimum balance of $100 to receive Annual Percentage Yield (APY). (See current APY information here)
• Quarterly withdrawal/debit fee
  • First 9 withdrawals free
  • After 9, $10 each for each withdrawal (excluding ATM)
• eStatements are free; paper statements are charged $2 per quarter

• Valid Permanent Government-issued Photo ID
  • Cannot be expired or temporary
• Address
  • Cannot be temporary housing
  • A physical address must be provided, even if a PO Box is used as the mailing address
• Date of Birth
• Social Security Number or Employer Identification Number
• Information on Payable on Death appointees (need their date of birth or social security number)

APY is subject to change at the bank’s discretion.