cybersecurity

October is Cybersecurity Awareness Month, a time dedicated to educating individuals and organizations about the importance of protecting their digital lives[4]. This initiative encourages everyone to adopt safer online habits, such as using strong passwords, enabling two-factor authentication and being cautious of phishing attempts. By raising awareness, the goal is to reduce the risk of cyber threats and promote a culture of security in our increasingly digital world[4].

Simultaneously, the Medicare Open Enrollment period from October 15 to December 7 sees a rise in Medicare scams. Scammers often pose as Medicare representatives to steal personal information. Common tactics include offering new Medicare cards, cheaper plans or claiming urgent updates are needed. It’s crucial to remember that Medicare will never call unsolicited to request personal information or payment details. Staying informed and vigilant can help protect against these scams and ensure that beneficiaries’ and your information remains secure[1][2][3].

Prompt Reporting: If you feel you have fallen for a scam or suspect your accounts or identity have been compromised, report the incident immediately. RCB Bank customers can contact us at 855-226-5722 during business hours or visit RCB Bank Security Center website for detailed information. Need to contact RCB Bank Fraud Department on the weekend? Contact us at 877-361-0814 Saturday 8:00 a.m. – 4:00 p.m. CST or Sunday 8:00 a.m. – 12:00 p.m. CST (excluding Federal Holidays).

Contact other reliable sources such as the FBI and file a complaint at ic3.gov to contribute to efforts against these fraudulent activities.

Opinions expressed above are the personal opinions of the author and meant for generic illustration purposes only. RCB Bank, Member FDIC.

 

Sources:

[1] 5 Warning Signs of a Medicare Scam—and How to Protect Yourself | https://www.ncoa.org/article/5-warning-signs-of-a-medicare-scam-and-how-to-protect-yourself/  

[2] October 2023 Scam of the Month | https://encoreministry.org/october-2023-scam-of-the-month-medicare-scams-to-avoid/

[3] Medicare Fraud Prevention Week 2024 | https://acl.gov/MFPW24

[4] Cybersecurity Awareness Month | https://www.cisa.gov/cybersecurity-awareness-month