Data Privacy
In the digital age, the internet acts as a bustling superhighway, offering us a myriad of opportunities to connect and explore. However, this ever-growing landscape also serves as a prime hunting ground for scammers seeking to pilfer personal information. As we approach January 28th, designated as National Data Security Day, it becomes crucial to navigate this virtual highway with caution.
To safeguard your digital journey, consider these essential tips:
- Upgrade your defenses: Lock down all your devices, networks, and personal information to thwart potential disasters.
- Security Updates: Keep your devices secure by consistently updating security software, operating systems, and browsers.
- Password Strength: Create robust passwords and refrain from sharing them. The strength of your defense often lies in the complexity of your passwords.
- Multi-Factor Authentication: Opt-in for multi-factor authentication when available, adding an extra layer of protection to your accounts.
- Prompt Reporting: If you suspect your accounts or identity have been compromised, report the incident immediately. Contact reliable sources, such as the FBI to file a complaint at ic3.gov to contribute to efforts against these fraudulent activities.
RCB Bank customers can contact us at 855.226.5722 during business hours or visit RCB Bank Security Center website for detailed information.
Tax Scams
As tax season approaches, the risks of scams escalate. Scammers will exploit various channels, including mail, phones and emails to deceive individuals. Be wary of enticing offers that seem too good to be true, especially those claiming to be from the IRS. Remember, the IRS will never contact taxpayers through email, text messages or social media to request personal information. Recent scams to be cautious of include false claims related to Employee Retention Credits, third-party online account assistance, fraudulent fuel tax credits and fake charities.
Protect yourself with these additional tips:
- Verify Sources: The IRS does not send threats or prerecorded messages with warrants of arrest.
- Secure Payment Methods: The IRS does not accept prepaid debit cards, wire transfers, or debit cards over the phone.
- Verify Tax Preparers: Ensure the legitimacy of tax preparers by checking their name and tax identification number on the return.
By adopting these measures, you can navigate the digital superhighway securely by protecting your personal information from potential threats. This National Data Privacy Day let’s prioritize online safety and fortify our defenses against cyber threats.
In case you have already fallen victim to a scam, steps can be taken to mitigate further harm. Victims should contact the FBI through ic3.gov to report identity theft, reach out to their bank’s fraud department and remain vigilant against future scam attempts.
Opinions expressed above are the personal opinions of the author and meant for generic illustration purposes only. RCB Bank, Member FDIC.
Sources:
Internet Crime Complaint Center(IC3) | Home Page
FPC. (2023). FPC.gov. https://www.fpc.gov/data-privacy-day-2021/
