- $1,000 minimum deposit to open
- Interest compounded and credited monthly
- Interest payment options available
- Competitive rates with the convenience of automatic renewal
If you receive a call from RCB Bank requesting information of any kind, hang up and call your local branch or another verified RCB Bank phone number.
We will be closed Thursday, November 28th for the federal holiday Thanksgiving Day. Click here for a list of all holiday closings.
CDs
Certificates of Deposit
Saving for something?
We offer several FDIC-insured certificates of deposit options to choose from with terms ranging from 30 days to 5 years and either a fixed or variable interest rate option.
Overview
The Annual Percentage Yield (APY) disclosed on the Current Rates page assumes interest will remain on deposit until maturity. Fees could reduce the earnings on the account. A penalty for early withdrawal will apply.
Types
- 30-Day Fixed
- 91-Day Fixed
- 182-Day Fixed
- 12-Month Fixed
- 18-Month Fixed
- 18-Month Variable
- 24-Month Fixed
- 25-Month Pop-up
- 36-Month Fixed
- 48-Month Fixed
- 60-Month Fixed
Fixed – Rates remain the same as at the time of account opening.
Variable – Rates may change after account opening.
Pop-Up – You may change the rate “once” during term to match current posted rate.