Banking made simple.

• IDProtect® – Identity theft monitoring and resolution service¹ for you and your joint account owners.
  • Up to $10,000 Identity Theft Expense Reimbursement Coverage² – To cover expenses associated with restoring your identity. Need to file a claim? Call 1-866-210-0361
  • Fully Managed Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
  • Credit File Monitoring* – Daily credit file monitoring and automated alerts of key changes to your Equifax credit report.
  • Credit Report* – Ability to request a single bureau report every six months or upon opening a resolution case.
  • Credit Score^3* – Ability to request a single bureau VantageScore 3.0 from Equifax every month. For lending purposes, RCB Bank uses Equifax FICO. There will be differences in scores between the two credit score models.
  • Credit Score Tracker – Receive valuable insight into your credit score.^3,4
  • Identity Monitoring* – Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.

• Cellular Telephone Protection² – Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cellular telephone bill. Cellular telephone bill payment must process through this my Easy Checking account to qualify. Need to file a claim? Call 1-866-210-0361

• Telehealth^5* – Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with urgent care or mental health for you and your family – all with zero copays.

A monthly service will apply each statement cycle. Fees, terms and conditions may apply. Benefits cease and pending claims may be denied or rejected for account owners/signers removed from account. Member FDIC

*Registration and activation required.

¹Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

²Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guides to Benefit and insurance documents can be found online at myBenefits.RCBBank.bank or through the RCB Bank – my Benefits Mobile App.

 ³Credit Score is a VantageScore 3.0 based on Equifax data. For lending purposes, RCB Bank uses Equifax FICO. There will be differences in scores between the two credit score models. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score monthly.

⁴Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

⁵Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.